Add the operatory. Your schedule is already full.
Equipment and expansion financing for Canadian clinics. One application, an experienced advisor who understands practice cash flow, and lenders that finance clinics every day.
Lenders in these industries underwrite from your deposits. That's why our first questions are about revenue, not your credit score.
Money for the things that grow the business.
New operatory or treatment room
Chairs, delivery units and cabinetry, financed together as one project.
Imaging and diagnostic equipment
Digital X-ray, CBCT, ultrasound and lasers. The equipment secures the financing.
Leasehold improvements
Build out a new space or renovate the one you have without pausing patient care.
Buy a practice or a partner out
Acquisition financing based on the practice's cash flow.
What clinics lenders do most.
Your advisor knows which lenders are strongest for each one and will bring you the options that fit.
Equipment financing
Buy machines, vehicles and tools. The equipment itself secures the financing.
Best when: You know exactly what you're buying.
Term loan
A lump sum repaid in fixed payments over a set term.
Best when: A one-time project, expansion or acquisition.
Leasehold improvement financing
Funds buildouts and renovations to space you lease.
Best when: New locations and major renovations.
Your bank wants you to wait for year-end statements.
Lenders that fund clinics look at production, collections and recurring patient revenue. Your recent deposits tell most of the story.
If this sounds like you, you're a fit.
We'd rather tell you up front than waste your time.
- Registered clinics business in Canada, outside Quebec
- Operating for at least 12 months
- At least $20,000 in average monthly revenue
- Looking for $10,000 or more for a specific purpose
Guides for clinics owners.
Equipment financing vs. leasing in Canada: which is right for you?
Buy it with a loan or lease it? The right answer depends on how long you'll keep the equipment, your cash flow and your tax picture.
Know your optionsThe Canada Small Business Financing Program, explained
A government-backed loan offered through banks and credit unions. Here's what it covers, how much you can get, and when it's worth the extra steps.
Before you apply.
Does checking my options affect my credit?
No. Our questions don't involve a credit check. If you decide to move forward, your advisor or lender will ask for your consent before running one.
Who sees my information?
One funding advisor, chosen for your industry and request. They share it with lenders only to get you offers. We never sell your application to a list or to several companies at once.
What does it cost me?
Nothing from us. Straightline doesn't charge borrowers; advisors pay us for introductions. Some advisors charge a fee or are paid by the lender. Yours will tell you how they're paid before you move forward.
What will my advisor ask for?
Usually your last 3 to 6 months of business bank statements, basic ownership details and what the funds are for. Having statements ready is the fastest way to get offers.
One application. An advisor who knows clinics.
See what your business qualifies for in about 3 minutes.